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sales@priximglobal.com Start Your BrokerageOffices: London · Dubai · Navi Mumbai · Bengaluru
Ship a regulated money product without building a bank from scratch.
Prixim Global delivers the core your fintech needs — double-entry ledger, multi-currency wallets, payment orchestration, KYC/AML hooks, embedded trading & crypto capability — as production APIs with SRE, security and compliance evidence behind them. MVP in ~90 days, scale on one SLA.
POST /v1/wallets → 201 {“id”:“wal_8841”,“cur”:“EUR”}
POST /v1/transfers {
“source”:“wal_8841”, “dest”:“mch_2210”,
“amount”:250.00, “idempotency”:“k_9f2”}
→ 200 {“status”:“settled”, “entries”:2,
“latency_ms”:41, “audit”:“ln_77120”}
# webhook transfer.settled → your backend
Six workstreams from idea to regulated scale
Fintechs die from ledger bugs, rail failures and compliance gaps — not from missing features. We build the money-critical core first, then layer product on top.
Define the regulated perimeter before code: EMI/PI partner model vs own licence, safeguarding structure, data residency and audit obligations.
- Business-model & licence-path mapping
- Safeguarding / client-fund structure design
- Data-residency & retention policy
- Compliance evidence plan from day one
The heart of the product: an immutable double-entry ledger with multi-currency wallets, idempotent transfers and full audit lineage.
- Double-entry engine with atomic settlement
- Multi-currency wallets + FX policy hooks
- Idempotency keys & retry-safe transfers
- Statement, balance & reconciliation APIs
One integration, many rails: PSPs, banks, wallets and local methods orchestrated with cascade retry and payout batching.
- PSP/bank/wallet connector layer
- Deposit routing by geo, cost & approval odds
- Payout batching, approvals & SLA tracking
- Chargeback & dispute workflow tooling
Add invest, trade or crypto features without becoming a brokerage company: our engine, your UX, via clean APIs.
- PriximTrader embedding (web/mobile SDK)
- Liquidity-as-a-service via FIX/REST
- Crypto buy/sell + custody-policy hooks
- Risk limits & suitability gates per client class
Production discipline: CI/CD gates, secrets management, observability, DR drills and the audit trail regulators expect.
- CI/CD with SAST/DAST & dependency gates
- Observability: metrics, traces, alerting
- DR design + quarterly failover drills
- SOC 2 / ISO-aligned evidence capture
Acquisition and retention wired to the ledger: onboarding funnels, lifecycle messaging, BI and compliant marketing.
- Onboarding & KYC funnel optimisation
- Lifecycle triggers from ledger events
- BI dashboards: CAC, LTV, funding rate
- SEO/AEO/GEO + paid social for fintech
The endpoints your product team will actually use
Representative catalogue — full OpenAPI spec shared under NDA during discovery. Every endpoint is idempotent where money moves, versioned, and sandbox-replayable.
an idempotency key; retries never double-post.
Atomicity — transfers settle as one atomic
double-entry event or not at all.
Versioning — /v1 stable; breaking changes
only on major version with 12-month notice.
Sandbox — replayable fixtures for rails,
KYC outcomes & market sessions.
Observability — request-id propagated to
webhooks, statements & support tooling.
Security — mTLS or signed JWT, scoped keys,
IP allow-lists, secrets vaulted & rotated.
Ninety days to a live, audited money product
Perimeter & Architecture
Licence path, safeguarding model, data residency, API contract & security baseline agreed.
Ledger & Wallets
Double-entry core, wallets, transfers, statements — sandbox-replayable and load-tested.
Rails & KYC
PSP/bank connectors live, deposit/payout flows, KYC vendor integration & tiering.
Product Layer
Embedded trading/crypto (if scoped), app UX integration, lifecycle triggers, BI.
Harden & Launch
Pen-test fixes, DR drill, compliance evidence pack, staged rollout & hypercare.
Choose your depth of partnership
MVP Build — live money product in ~90 days
- Compliance perimeter & architecture
- Ledger, wallets & transfer APIs
- 2–4 payment rail connectors
- KYC vendor integration & tiering
- Sandbox + staging + prod pipelines
- Observability & alerting baseline
- Security review & pen-test cycle
- Launch runbooks + 30-day hypercare
Delivery facts
Outcome you buy
- A live, audited ledger + rails product
- Codebase your team can own confidently
- Evidence pack for regulators & investors
Scale + Operate — we run SRE, support & compliance ops
- Everything in MVP Build
- 24/7 SRE + incident response
- Customer support pod (ForexOutsource)
- KYC/AML operations queue
- Rail & payout operations desk
- Reconciliation & regulatory reporting
- Capacity planning & cost optimisation
- Quarterly architecture reviews
Delivery facts
Outcome you buy
- Growth without ops headcount explosion
- Incidents handled by runbook, not panic
- Regulator-ready reporting as a service
Embedded / White-Label — your partners ship on your rails
- Everything in Scale + Operate
- Multi-tenant ledger & partner onboarding
- White-label wallet & card surfaces
- Partner API keys, scopes & billing
- Embedded trading/crypto for partners
- Co-branded compliance evidence packs
- Dedicated engineering pod
- Co-roadmap & joint GTM support
Delivery facts
Outcome you buy
- A platform business, not a single product
- Partner revenue with controlled risk
- Compliance that scales per tenant
Why fintech founders choose Prixim
| Capability | Prixim fintech stack | Core-banking suite vendor | PSP with ledger add-on | In-house build |
|---|---|---|---|---|
| Double-entry ledger ownership | ✓ Yours, audited | ~ Licensed, opaque | ~ PSP-controlled | ✓ Yours |
| Multi-rail payment orchestration | ✓ Cascade + recon | ~ Limited rails | ✗ Own rails only | ~ Months per rail |
| Embedded trading / crypto | ✓ PriximTrader APIs | ✗ Not offered | ✗ Not offered | ✗ Huge scope |
| Compliance evidence automation | ✓ Built-in packs | ~ Reports only | ~ PSP slice | ~ If designed |
| 24/7 SRE + support ops | ✓ ForexOutsource | ~ Vendor SLA | ~ PSP SLA | ✗ You hire |
| Time to MVP | ✓ ~90 days | ~ 6–12 months | ~ 3–6 months (narrow) | ✗ 9–18 months |
| Cost shape | ✓ Project + retainer | ✗ Licence + modules | ~ Per-transaction creep | ✗ Payroll-heavy |
Ledger you own
IP assigned at handover, OpenAPI-documented, with audit lineage — no black-box vendor core.
Rails as a service
Our PSP/bank/liquidity relationships become your connectors — with reconciliation already solved.
Revenue layers on demand
Switch on embedded trading, crypto or FX margin when your licence and market are ready.
Ops without payroll
ForexOutsource pods cover support, KYC and rail ops under contractual SLAs from day one.
Ten services, one relationship
What’s included — and what’s optional
| Included in every fintech engagement | Optional add-ons |
|---|---|
| Dedicated PM + solutions architect | 24/7 SRE & incident retainer |
| Ledger, wallet & transfer API delivery with IP assignment | ForexOutsource support & KYC pods |
| Sandbox, staging & production pipelines | Embedded trading / crypto modules |
| Security review + pen-test remediation cycle | Multi-tenant / white-label partner layer |
| Runbooks, ADRs & handover documentation | Card issuing & mobile wallet programmes |
| 30-day hypercare post-launch | Growth retainer: SEO/AEO/GEO + lifecycle |
What this engagement produces
Live ledger + 3 rails in 88 days
Double-entry core, two PSPs and one bank rail, with reconciliation automated from day one.
+31% revenue per active user
A payments app switched on invested/trading wallets via PriximTrader APIs without a broker licence.
Support cost per ticket −52%
ForexOutsource pod absorbed tier-1/2 support and KYC queue with SLA boards and QA scoring.
We evaluated two core-banking suites and an in-house build. Prixim shipped our ledger and rails in one quarter, handed us the IP, and then ran the ops we didn’t want to hire for. That sequence is why we’re alive.
Delivery quality, independently recognised
Fintech engagement questions
Do you provide a core banking licence?
No — we are not a bank or EMI. We architect your perimeter (partner EMI/PI vs own licence), build the ledger and rails technology, and produce the evidence your regulator or banking partner requires. Licensing itself runs with your counsel and our formation support.
Who owns the code and IP?
You do. On MVP and Scale engagements, all delivered code, API specs and documentation are assigned to your entity at handover, with ADRs and runbooks so your team can own it confidently. White-label partner layers follow the MSA terms.
Can we start with just payments and add trading later?
Yes — that’s the recommended path for most fintechs. The ledger and rail layer is revenue-ready on its own; embedded trading, crypto or FX margin can be switched on later via the same API contract without re-platforming.
How do you handle ledger correctness?
Double-entry bookkeeping with atomic settlement, idempotency keys on every money-moving call, immutable audit lineage per entry, and daily rail-vs-ledger reconciliation with an exception queue. Correctness is engineered, not tested in.
What does the sandbox include?
Replayable fixtures for payment rails (success/failure/3DS/chargeback), KYC outcomes (pass/review/reject), market sessions and webhook events — so your team can integration-test without touching production money.
Can you take over an existing fintech codebase?
Yes. We start with a code & security audit producing a severity-ranked remediation ledger, then harden CI/CD and observability before feature work continues — so takeover never means freeze.
Get a 90-day MVP plan with architecture, rails and cost model
Book a 30-minute session with a fintech solutions architect. You’ll leave with a perimeter map, ledger & rail architecture sketch, API catalogue preview and a costed 90-day plan — free.
- Free perimeter & licence-path mapping
- Ledger + rails architecture sketch
- API catalogue & sandbox preview under NDA
- No obligation, IP assigned on delivery
Request your MVP plan
Average reply time: under one business hour.